Tools
Net Worth Calculator
Net worth is what you own (assets) minus what you owe (liabilities). Use this free calculator to measure your net worth.
Your Net Worth$0
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Assets
What you own
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Liabilities
What you owe
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Total Assets:$0
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Total Liabilities:$0
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Your Net Worth:$0
What is net worth?
Net worth is the value of all your assets (such as your home, car, and money in savings or retirement accounts) minus your liabilities (such as a mortgage, student loans, or credit card debt).
Net worth = Total assets − Total liabilities
Assets explained
- Money in checking, savings and retirement accounts
- 401(k)s and IRAs
- Your home, if you own
- Investments you could sell for cash, such as stocks and bonds
- Cars, boats, art, collections and other things you own
- Land
Liabilities explained
- Money you owe to another person or entity
- Mortgages
- Car loans
- Credit card balances
- Medical debt
- Student loans
- Personal loans
- Business loans
Your income is not part of your net worth
Net worth is a measure of wealth, not income. You don't need a high income to have a positive net worth — what matters more is spending less than you make and investing the difference.
Track Your Net Worth Over Time
WorthCay automatically records your net worth with snapshots, rich charts, and family-wide tracking — so you can watch your wealth grow.